Payments FAQ — GCash, InstaPay, PESONet & Real Timings
Money questions deserve exact answers, so here they are with the real numbers. All play is peso-denominated — there is no currency conversion. The tables below show what each rail costs, how much it moves, and how long it takes.
Deposits and withdrawals by method
GCash is the fastest route in and out. Larger balances can use PESONet, which has no fixed per-transaction cap but settles in banking-day batches rather than in real time.
| Method | Deposit | Withdrawal | Notes |
|---|---|---|---|
| GCash | Instant, min ₱50 | Minutes to ~1 hr (up to 3h first/peak) | Rides InstaPay; casino side is fee-free |
| Maya | Instant | Minutes to a few hours | About ₱15 per outbound InstaPay transfer on Maya's side |
| GoTyme | Instant (InstaPay/QRPh) | Real-time to a few hours | Free InstaPay transfers; BSP-licensed bank |
| InstaPay rail | Seconds | Instant to minutes | Caps: ₱50,000 per transaction, ₱500,000 per day |
| PESONet | Same/next banking day | Same/next banking day | No fixed per-txn cap — best for large amounts |
The limits that actually apply
- InstaPay moves up to ₱50,000 per transaction and ₱500,000 per day — split a big cashout across days or use PESONet.
- GCash's own daily receiving limit is ₱100,000, and its cash-in is free up to ₱8,000 a month, then roughly 2%.
- GCash runs a maintenance window from 12:00–03:00 PHT; transfers may pause briefly during it.
- The casino charges no fee to withdraw; any cost you see is the wallet or bank's own transfer fee.
Why a cashout can take longer
InstaPay itself is near-instant, so delays almost always come from one of two checks: your one-time KYC still being reviewed, or a manual approval on a first or unusually large payout. Both are normal and clear on their own.